Concord vs Fort Smith

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $60,156 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $93,506 in Concord.

Living in Concord vs Fort Smith

Housing Costs

Concord's housing index of 89 is higher Fort Smith's 49, translating to median home prices of $380,000 vs $155,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $775/mo in Fort Smith, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 97 in Concord and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $437/month in Fort Smith. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Concord and 95 in Fort Smith. Monthly utility bills average approximately $388 in Concord vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Concord and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $86,900 in Concord and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $58,701 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,055/month in Fort Smith. In Concord, median rent of $1,350/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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