Concord vs Durham
Cost of Living Comparison · 2026
Concord
Durham
The Verdict
The cost gap between these cities is 5.0%, with Concord being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $78,906 in Durham.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $78,906 in Durham.
Conversely, $75,000 in Durham equals $71,287 in Concord.
Living in Concord vs Durham
Housing Costs
Concord's housing index of 89 is lower Durham's 104, translating to median home prices of $380,000 vs $340,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,400/mo in Durham, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 97 in Concord and 100 in Durham. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $475/month in Durham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Concord and 93 in Durham. Monthly utility bills average approximately $388 in Concord vs $372 in Durham. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Concord and 108 in Durham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $86,900 in Concord and $57,738 in Durham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $57,166 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,347/month in Durham. In Concord, median rent of $1,350/mo fits within this budget. In Durham, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases