City Comparison

Concord vs Sugar Land

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

33.6%

The cost gap between these cities is 33.6%, with Sugar Land being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $56,122 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
128
Sugar Land
Groceries
112
Concord
99
Sugar Land
Utilities
147
Concord
96
Sugar Land
Transportation
137
Concord
101
Sugar Land
Healthcare
121
Concord
96
Sugar Land

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $56,122 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $100,227 in Concord.

Living in Concord vs Sugar Land

Housing Costs

Concord's housing index of 210 is higher Sugar Land's 128, translating to median home prices of $680,000 vs $456,000. The $224,000 difference in home prices means roughly $14,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,625/mo in Sugar Land, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $470/month in Sugar Land. Sugar Land offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 96 in Sugar Land. Monthly utility bills average approximately $588 in Concord vs $384 in Sugar Land. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $2,996/month in Sugar Land. In Concord, median rent of $2,350/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Sugar Land is 33.6% more affordable overall with an index of 110 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $56,122 in Sugar Land, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

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