City Comparison

Concord vs St George

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

33.6%

Living in St George costs 33.6% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $56,122 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
144
St George
Groceries
112
Concord
100
St George
Utilities
147
Concord
87
St George
Transportation
137
Concord
104
St George
Healthcare
121
Concord
96
St George

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $56,122 in St George.

Conversely, $75,000 in St George equals $100,227 in Concord.

Living in Concord vs St George

Housing Costs

Concord's housing index of 210 is higher St George's 144, translating to median home prices of $680,000 vs $550,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,525/mo in St George, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $475/month in St George. St George offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 87 in St George. Monthly utility bills average approximately $588 in Concord vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $65,818 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,689/month in St George. In Concord, median rent of $2,350/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

St George is 33.6% more affordable overall with an index of 110 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $56,122 in St George, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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