City Comparison

Concord vs Sioux City

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

70.9%

Living in Sioux City costs 70.9% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $43,878 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
74
Sioux City
Groceries
112
Concord
97
Sioux City
Utilities
147
Concord
89
Sioux City
Transportation
137
Concord
92
Sioux City
Healthcare
121
Concord
101
Sioux City

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $43,878 in Sioux City.

Conversely, $75,000 in Sioux City equals $128,198 in Concord.

Living in Concord vs Sioux City

Housing Costs

Concord's housing index of 210 is higher Sioux City's 74, translating to median home prices of $680,000 vs $182,000. The $498,000 difference in home prices means roughly $32,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $875/mo in Sioux City, a monthly difference of $1,475.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $461/month in Sioux City. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $852/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 89 in Sioux City. Monthly utility bills average approximately $588 in Concord vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,528/month in Sioux City. In Concord, median rent of $2,350/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 136 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 70.9% more affordable overall with an index of 86 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $43,878 in Sioux City, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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