City Comparison

Concord vs Port St Lucie

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

48.5%

Port St Lucie is 48.5% less expensive than Concord overall. A household earning $75,000 in Concord would need approximately $50,510 in Port St Lucie to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
103
Port St Lucie
Groceries
112
Concord
102
Port St Lucie
Utilities
147
Concord
93
Port St Lucie
Transportation
137
Concord
102
Port St Lucie
Healthcare
121
Concord
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $50,510 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $111,364 in Concord.

Living in Concord vs Port St Lucie

Housing Costs

Concord's housing index of 210 is higher Port St Lucie's 103, translating to median home prices of $680,000 vs $384,000. The $296,000 difference in home prices means roughly $19,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,800/mo in Port St Lucie, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $485/month in Port St Lucie. Port St Lucie offers a meaningful advantage on everyday food costs, saving roughly $564/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 93 in Port St Lucie. Monthly utility bills average approximately $588 in Concord vs $372 in Port St Lucie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,892/month in Port St Lucie. In Concord, median rent of $2,350/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 107 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 48.5% more affordable overall with an index of 99 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $50,510 in Port St Lucie, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases