City Comparison

Concord vs Overland Park

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

38.7%

Living in Overland Park costs 38.7% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $54,082 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
109
Overland Park
Groceries
112
Concord
96
Overland Park
Utilities
147
Concord
98
Overland Park
Transportation
137
Concord
95
Overland Park
Healthcare
121
Concord
102
Overland Park

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $54,082 in Overland Park.

Conversely, $75,000 in Overland Park equals $104,009 in Concord.

Living in Concord vs Overland Park

Housing Costs

Concord's housing index of 210 is higher Overland Park's 109, translating to median home prices of $680,000 vs $414,000. The $266,000 difference in home prices means roughly $17,292 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,450/mo in Overland Park, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $456/month in Overland Park. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 98 in Overland Park. Monthly utility bills average approximately $588 in Concord vs $392 in Overland Park. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $2,445/month in Overland Park. In Concord, median rent of $2,350/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 101 index points — focus your budget analysis there.

Frequently Asked Questions

Overland Park is 38.7% more affordable overall with an index of 106 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $54,082 in Overland Park, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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