Concord vs Ogden
Cost of Living Comparison · 2026
Concord
Ogden
The Verdict
Ogden is 37.4% less expensive than Concord overall. A household earning $75,000 in Concord would need approximately $54,592 in Ogden to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $54,592 in Ogden.
Conversely, $75,000 in Ogden equals $103,037 in Concord.
Living in Concord vs Ogden
Housing Costs
Concord's housing index of 210 is higher Ogden's 112, translating to median home prices of $680,000 vs $385,000. The $295,000 difference in home prices means roughly $19,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,250/mo in Ogden, a monthly difference of $1,100.
Grocery & Food Costs
Grocery expenses index at 112 in Concord and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $1140/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 147 in Concord and 80 in Ogden. Monthly utility bills average approximately $588 in Concord vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 121 in Concord and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $109,000 in Concord and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $65,514 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,636/month in Ogden. In Concord, median rent of $2,350/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 98 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases