City Comparison

Concord vs High Point

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

The Verdict

75.0%

Living in High Point costs 75.0% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $42,857 in High Point.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
61
High Point
Groceries
112
Concord
96
High Point
Utilities
147
Concord
98
High Point
Transportation
137
Concord
92
High Point
Healthcare
121
Concord
101
High Point

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $42,857 in High Point.

Conversely, $75,000 in High Point equals $131,250 in Concord.

Living in Concord vs High Point

Housing Costs

Concord's housing index of 210 is higher High Point's 61, translating to median home prices of $680,000 vs $249,000. The $431,000 difference in home prices means roughly $28,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,075/mo in High Point, a monthly difference of $1,275.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $456/month in High Point. High Point offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 98 in High Point. Monthly utility bills average approximately $588 in Concord vs $392 in High Point. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $58,571 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,148/month in High Point. In Concord, median rent of $2,350/mo fits within this budget. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 149 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 75.0% more affordable overall with an index of 84 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $42,857 in High Point, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while High Point's is 61 with median homes at $249,000.

Moving & Relocation Resources

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