City Comparison

Concord vs Gulfport

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

The Verdict

77.1%

Gulfport is 77.1% less expensive than Concord overall. A household earning $75,000 in Concord would need approximately $42,347 in Gulfport to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
55
Gulfport
Groceries
112
Concord
95
Gulfport
Utilities
147
Concord
99
Gulfport
Transportation
137
Concord
105
Gulfport
Healthcare
121
Concord
98
Gulfport

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $42,347 in Gulfport.

Conversely, $75,000 in Gulfport equals $132,831 in Concord.

Living in Concord vs Gulfport

Housing Costs

Concord's housing index of 210 is higher Gulfport's 55, translating to median home prices of $680,000 vs $185,000. The $495,000 difference in home prices means roughly $32,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,000/mo in Gulfport, a monthly difference of $1,350.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 95 in Gulfport. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $451/month in Gulfport. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $972/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 99 in Gulfport. Monthly utility bills average approximately $588 in Concord vs $396 in Gulfport. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 98 in Gulfport. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $48,000 in Gulfport. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $57,831 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,120/month in Gulfport. In Concord, median rent of $2,350/mo fits within this budget. In Gulfport, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 155 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 77.1% more affordable overall with an index of 83 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $42,347 in Gulfport, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Gulfport's is 55 with median homes at $185,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases