City Comparison

Concord vs Greeley

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Greeley

Colorado
113
Above Average
$420,000
Median Home
$1,275/mo
Median Rent
$72,500
Median Income

The Verdict

30.1%

Living in Greeley costs 30.1% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $57,653 in Greeley.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
136
Greeley
Groceries
112
Concord
95
Greeley
Utilities
147
Concord
89
Greeley
Transportation
137
Concord
110
Greeley
Healthcare
121
Concord
97
Greeley

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $57,653 in Greeley.

Conversely, $75,000 in Greeley equals $97,566 in Concord.

Living in Concord vs Greeley

Housing Costs

Concord's housing index of 210 is higher Greeley's 136, translating to median home prices of $680,000 vs $420,000. The $260,000 difference in home prices means roughly $16,896 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,275/mo in Greeley, a monthly difference of $1,075.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 95 in Greeley. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $451/month in Greeley. Greeley offers a meaningful advantage on everyday food costs, saving roughly $972/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 89 in Greeley. Monthly utility bills average approximately $588 in Concord vs $356 in Greeley. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 97 in Greeley. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $72,500 in Greeley. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $64,159 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,692/month in Greeley. In Concord, median rent of $2,350/mo fits within this budget. In Greeley, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Greeley is 30.1% more affordable overall with an index of 113 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $57,653 in Greeley, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Greeley's is 136 with median homes at $420,000.

Moving & Relocation Resources

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