City Comparison

Concord vs Fort Worth

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

The Verdict

54.7%

Living in Fort Worth costs 54.7% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $48,469 in Fort Worth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
87
Fort Worth
Groceries
112
Concord
96
Fort Worth
Utilities
147
Concord
99
Fort Worth
Transportation
137
Concord
106
Fort Worth
Healthcare
121
Concord
100
Fort Worth

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $48,469 in Fort Worth.

Conversely, $75,000 in Fort Worth equals $116,053 in Concord.

Living in Concord vs Fort Worth

Housing Costs

Concord's housing index of 210 is higher Fort Worth's 87, translating to median home prices of $680,000 vs $270,000. The $410,000 difference in home prices means roughly $26,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,400/mo in Fort Worth, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 96 in Fort Worth. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $456/month in Fort Worth. Fort Worth offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 99 in Fort Worth. Monthly utility bills average approximately $588 in Concord vs $396 in Fort Worth. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 100 in Fort Worth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $62,187 in Fort Worth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $65,460 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,451/month in Fort Worth. In Concord, median rent of $2,350/mo fits within this budget. In Fort Worth, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 123 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 54.7% more affordable overall with an index of 95 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $48,469 in Fort Worth, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Fort Worth's is 87 with median homes at $270,000.

Moving & Relocation Resources

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