City Comparison

Concord vs Deltona

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Deltona

Florida
95
Below Average
$303,000
Median Home
$1,500/mo
Median Rent
$73,000
Median Income

The Verdict

54.7%

Living in Deltona costs 54.7% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $48,469 in Deltona.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
92
Deltona
Groceries
112
Concord
104
Deltona
Utilities
147
Concord
101
Deltona
Transportation
137
Concord
102
Deltona
Healthcare
121
Concord
99
Deltona

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $48,469 in Deltona.

Conversely, $75,000 in Deltona equals $116,053 in Concord.

Living in Concord vs Deltona

Housing Costs

Concord's housing index of 210 is higher Deltona's 92, translating to median home prices of $680,000 vs $303,000. The $377,000 difference in home prices means roughly $24,504 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,500/mo in Deltona, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 104 in Deltona. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $494/month in Deltona. Deltona offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 101 in Deltona. Monthly utility bills average approximately $588 in Concord vs $404 in Deltona. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 99 in Deltona. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $73,000 in Deltona. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $76,842 respectively. Deltona residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,703/month in Deltona. In Concord, median rent of $2,350/mo fits within this budget. In Deltona, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 118 index points — focus your budget analysis there.

Frequently Asked Questions

Deltona is 54.7% more affordable overall with an index of 95 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $48,469 in Deltona, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Deltona's is 92 with median homes at $303,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases