Concord vs Dayton
Cost of Living Comparison · 2026
Concord
Dayton
The Verdict
The cost gap between these cities is 83.8%, with Dayton being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $40,816 in Dayton.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $40,816 in Dayton.
Conversely, $75,000 in Dayton equals $137,813 in Concord.
Living in Concord vs Dayton
Housing Costs
Concord's housing index of 210 is higher Dayton's 46, translating to median home prices of $680,000 vs $135,000. The $545,000 difference in home prices means roughly $35,424 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $900/mo in Dayton, a monthly difference of $1,450.
Grocery & Food Costs
Grocery expenses index at 112 in Concord and 98 in Dayton. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $466/month in Dayton. Dayton offers a meaningful advantage on everyday food costs, saving roughly $792/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 147 in Concord and 109 in Dayton. Monthly utility bills average approximately $588 in Concord vs $436 in Dayton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 121 in Concord and 114 in Dayton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $109,000 in Concord and $43,500 in Dayton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $54,375 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $1,015/month in Dayton. In Concord, median rent of $2,350/mo fits within this budget. In Dayton, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 164 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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