City Comparison

Concord vs Cranston

Cost of Living Comparison · 2026

Concord

California
147
Expensive
$680,000
Median Home
$2,350/mo
Median Rent
$109,000
Median Income

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

The Verdict

34.9%

The cost gap between these cities is 34.9%, with Cranston being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $55,612 in Cranston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
210
Concord
135
Cranston
Groceries
112
Concord
103
Cranston
Utilities
147
Concord
113
Cranston
Transportation
137
Concord
93
Cranston
Healthcare
121
Concord
110
Cranston

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $55,612 in Cranston.

Conversely, $75,000 in Cranston equals $101,147 in Concord.

Living in Concord vs Cranston

Housing Costs

Concord's housing index of 210 is higher Cranston's 135, translating to median home prices of $680,000 vs $395,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Concord compared to $1,375/mo in Cranston, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 112 in Concord and 103 in Cranston. A household spending the national average of $475/month on groceries would pay approximately $532/month in Concord vs $489/month in Cranston. Cranston offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 147 in Concord and 113 in Cranston. Monthly utility bills average approximately $588 in Concord vs $452 in Cranston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 121 in Concord and 110 in Cranston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $109,000 in Concord and $90,200 in Cranston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,150 and $82,752 respectively. Cranston residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,543/month to housing in Concord vs $2,105/month in Cranston. In Concord, median rent of $2,350/mo fits within this budget. In Cranston, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.

Frequently Asked Questions

Cranston is 34.9% more affordable overall with an index of 109 vs 147.
A $75,000 salary in Concord has equivalent purchasing power to approximately $55,612 in Cranston, based on the cost of living difference.
Concord's housing index is 210 with median homes at $680,000, while Cranston's is 135 with median homes at $395,000.

Moving & Relocation Resources

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