City Comparison

Columbus vs Springfield

Cost of Living Comparison · 2026

Columbus

Ohio
93
Below Average
$240,000
Median Home
$1,200/mo
Median Rent
$56,590
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

10.7%

The cost gap between these cities is 10.7%, with Springfield being the more affordable option. A $75,000 income in Columbus has equivalent purchasing power to $67,742 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Columbus
67
Springfield
Groceries
99
Columbus
94
Springfield
Utilities
93
Columbus
79
Springfield
Transportation
101
Columbus
90
Springfield
Healthcare
96
Columbus
116
Springfield

Salary Equivalence

A $75,000 salary in Columbus has the same purchasing power as $67,742 in Springfield.

Conversely, $75,000 in Springfield equals $83,036 in Columbus.

Living in Columbus vs Springfield

Housing Costs

Columbus's housing index of 82 is higher Springfield's 67, translating to median home prices of $240,000 vs $225,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Columbus compared to $950/mo in Springfield, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 99 in Columbus and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Columbus vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Columbus and 79 in Springfield. Monthly utility bills average approximately $372 in Columbus vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Columbus and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,590 in Columbus and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,849 and $54,762 respectively. Columbus residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,320/month to housing in Columbus vs $1,073/month in Springfield. In Columbus, median rent of $1,200/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 10.7% more affordable overall with an index of 84 vs 93.
A $75,000 salary in Columbus has equivalent purchasing power to approximately $67,742 in Springfield, based on the cost of living difference.
Columbus's housing index is 82 with median homes at $240,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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