City Comparison

Columbus vs Fort Collins

Cost of Living Comparison · 2026

Columbus

Ohio
93
Below Average
$240,000
Median Home
$1,200/mo
Median Rent
$56,590
Median Income

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

The Verdict

19.8%

The cost gap between these cities is 19.8%, with Columbus being the more affordable option. A $75,000 income in Columbus has equivalent purchasing power to $93,548 in Fort Collins.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Columbus
142
Fort Collins
Groceries
99
Columbus
100
Fort Collins
Utilities
93
Columbus
87
Fort Collins
Transportation
101
Columbus
108
Fort Collins
Healthcare
96
Columbus
97
Fort Collins

Salary Equivalence

A $75,000 salary in Columbus has the same purchasing power as $93,548 in Fort Collins.

Conversely, $75,000 in Fort Collins equals $60,129 in Columbus.

Living in Columbus vs Fort Collins

Housing Costs

Columbus's housing index of 82 is lower Fort Collins's 142, translating to median home prices of $240,000 vs $531,000. The $291,000 difference in home prices means roughly $18,912 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Columbus compared to $1,625/mo in Fort Collins, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 99 in Columbus and 100 in Fort Collins. A household spending the national average of $475/month on groceries would pay approximately $470/month in Columbus vs $475/month in Fort Collins. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Columbus and 87 in Fort Collins. Monthly utility bills average approximately $372 in Columbus vs $348 in Fort Collins. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Columbus and 97 in Fort Collins. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,590 in Columbus and $74,800 in Fort Collins. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,849 and $64,483 respectively. Fort Collins residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,320/month to housing in Columbus vs $1,745/month in Fort Collins. In Columbus, median rent of $1,200/mo fits within this budget. In Fort Collins, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Columbus is 19.8% more affordable overall with an index of 93 vs 116.
A $75,000 salary in Columbus has equivalent purchasing power to approximately $93,548 in Fort Collins, based on the cost of living difference.
Columbus's housing index is 82 with median homes at $240,000, while Fort Collins's is 142 with median homes at $531,000.

Moving & Relocation Resources

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