City Comparison

Columbus vs Plano

Cost of Living Comparison · 2026

Columbus

Georgia
78
Very Affordable
$222,000
Median Home
$1,050/mo
Median Rent
$58,100
Median Income

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

The Verdict

28.4%

The cost gap between these cities is 28.4%, with Columbus being the more affordable option. A $75,000 income in Columbus has equivalent purchasing power to $104,808 in Plano.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Columbus
123
Plano
Groceries
97
Columbus
98
Plano
Utilities
86
Columbus
99
Plano
Transportation
82
Columbus
106
Plano
Healthcare
85
Columbus
100
Plano

Salary Equivalence

A $75,000 salary in Columbus has the same purchasing power as $104,808 in Plano.

Conversely, $75,000 in Plano equals $53,670 in Columbus.

Living in Columbus vs Plano

Housing Costs

Columbus's housing index of 57 is lower Plano's 123, translating to median home prices of $222,000 vs $400,000. The $178,000 difference in home prices means roughly $11,568 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Columbus compared to $1,700/mo in Plano, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 97 in Columbus and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbus vs $466/month in Plano. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Columbus and 99 in Plano. Monthly utility bills average approximately $344 in Columbus vs $396 in Plano. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 85 in Columbus and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,100 in Columbus and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,487 and $88,393 respectively. Plano residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,356/month to housing in Columbus vs $2,248/month in Plano. In Columbus, median rent of $1,050/mo fits within this budget. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

Columbus is 28.4% more affordable overall with an index of 78 vs 109.
A $75,000 salary in Columbus has equivalent purchasing power to approximately $104,808 in Plano, based on the cost of living difference.
Columbus's housing index is 57 with median homes at $222,000, while Plano's is 123 with median homes at $400,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases