City Comparison

Columbus vs Odessa

Cost of Living Comparison · 2026

Columbus

Georgia
78
Very Affordable
$222,000
Median Home
$1,050/mo
Median Rent
$58,100
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

8.2%

The cost gap between these cities is 8.2%, with Columbus being the more affordable option. A $75,000 income in Columbus has equivalent purchasing power to $81,731 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Columbus
72
Odessa
Groceries
97
Columbus
96
Odessa
Utilities
86
Columbus
100
Odessa
Transportation
82
Columbus
93
Odessa
Healthcare
85
Columbus
96
Odessa

Salary Equivalence

A $75,000 salary in Columbus has the same purchasing power as $81,731 in Odessa.

Conversely, $75,000 in Odessa equals $68,824 in Columbus.

Living in Columbus vs Odessa

Housing Costs

Columbus's housing index of 57 is lower Odessa's 72, translating to median home prices of $222,000 vs $223,000. The $1,000 difference in home prices means roughly $60 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Columbus compared to $1,150/mo in Odessa, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 97 in Columbus and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbus vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Columbus and 100 in Odessa. Monthly utility bills average approximately $344 in Columbus vs $400 in Odessa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 85 in Columbus and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,100 in Columbus and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,487 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,356/month to housing in Columbus vs $1,715/month in Odessa. In Columbus, median rent of $1,050/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Columbus is 8.2% more affordable overall with an index of 78 vs 85.
A $75,000 salary in Columbus has equivalent purchasing power to approximately $81,731 in Odessa, based on the cost of living difference.
Columbus's housing index is 57 with median homes at $222,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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