Columbus vs Naperville

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Columbus has the same purchasing power as $107,692 in Naperville.

Conversely, $75,000 in Naperville equals $52,232 in Columbus.

Living in Columbus vs Naperville

Housing Costs

Columbus's housing index of 57 is lower Naperville's 130, translating to median home prices of $222,000 vs $430,000. The $208,000 difference in home prices means roughly $13,524 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Columbus compared to $1,800/mo in Naperville, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 97 in Columbus and 104 in Naperville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbus vs $494/month in Naperville. Columbus offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Columbus and 99 in Naperville. Monthly utility bills average approximately $344 in Columbus vs $396 in Naperville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 85 in Columbus and 101 in Naperville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,100 in Columbus and $118,254 in Naperville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,487 and $105,584 respectively. Naperville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,356/month to housing in Columbus vs $2,759/month in Naperville. In Columbus, median rent of $1,050/mo fits within this budget. In Naperville, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 73 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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