City Comparison

Columbus vs Jackson

Cost of Living Comparison · 2026

Columbus

Georgia
78
Very Affordable
$222,000
Median Home
$1,050/mo
Median Rent
$58,100
Median Income

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

The Verdict

4.9%

Living in Columbus costs 4.9% less than Jackson. To match the purchasing power of a $75,000 salary in Columbus, you would need $78,846 in Jackson.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Columbus
56
Jackson
Groceries
97
Columbus
95
Jackson
Utilities
86
Columbus
86
Jackson
Transportation
82
Columbus
97
Jackson
Healthcare
85
Columbus
88
Jackson

Salary Equivalence

A $75,000 salary in Columbus has the same purchasing power as $78,846 in Jackson.

Conversely, $75,000 in Jackson equals $71,341 in Columbus.

Living in Columbus vs Jackson

Housing Costs

Columbus's housing index of 57 is higher Jackson's 56, translating to median home prices of $222,000 vs $125,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Columbus compared to $900/mo in Jackson, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 97 in Columbus and 95 in Jackson. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbus vs $451/month in Jackson. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Columbus and 86 in Jackson. Monthly utility bills average approximately $344 in Columbus vs $344 in Jackson. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 85 in Columbus and 88 in Jackson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,100 in Columbus and $36,528 in Jackson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $74,487 and $44,546 respectively. Columbus residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,356/month to housing in Columbus vs $852/month in Jackson. In Columbus, median rent of $1,050/mo fits within this budget. In Jackson, median rent of $900/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Columbus is 4.9% more affordable overall with an index of 78 vs 82.
A $75,000 salary in Columbus has equivalent purchasing power to approximately $78,846 in Jackson, based on the cost of living difference.
Columbus's housing index is 57 with median homes at $222,000, while Jackson's is 56 with median homes at $125,000.

Moving & Relocation Resources

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