Side-by-side cost of living comparison for 2026
3% cheaper
Sioux Falls is 3% more affordable than Columbia. A $75,000 salary in Columbia is equivalent to $72,656 in Sioux Falls.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: South Carolina salaries · South Dakota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Columbia has a housing index of 88 while Sioux Falls sits at 80 (national average = 100). The median home in Columbia costs $210,000 compared to $265,000 in Sioux Falls, a difference of $55,000. Monthly rent follows a similar pattern: $1,200 in Columbia versus $1,100 in Sioux Falls.
Groceries and everyday expenses show a narrower gap: Columbia scores 99 while Sioux Falls scores 97. Both cities are close to the national average for grocery costs.
Healthcare costs in Columbia (102) are higher than Sioux Falls (101). Both are close to the national average.
Median household income in Columbia is $46,734 compared to $61,714 in Sioux Falls. When adjusted for cost of living, income goes further in Sioux Falls.
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