City Comparison

Columbia vs Yuma

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

2.2%

Columbia is 2.2% less expensive than Yuma overall. A household earning $75,000 in Columbia would need approximately $76,667 in Yuma to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
82
Yuma
Groceries
97
Columbia
101
Yuma
Utilities
94
Columbia
102
Yuma
Transportation
90
Columbia
97
Yuma
Healthcare
100
Columbia
87
Yuma

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $76,667 in Yuma.

Conversely, $75,000 in Yuma equals $73,370 in Columbia.

Living in Columbia vs Yuma

Housing Costs

Columbia's housing index of 80 is lower Yuma's 82, translating to median home prices of $285,000 vs $284,000. The $1,000 difference in home prices means roughly $60 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $1,100/mo in Yuma, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 102 in Yuma. Monthly utility bills average approximately $376 in Columbia vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $58,804 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,262/month in Yuma. In Columbia, median rent of $1,150/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 2.2% more affordable overall with an index of 90 vs 92.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $76,667 in Yuma, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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