City Comparison

Columbia vs Sydney

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Sydney

Australia
105
Average
$825,000
Median Home
$2,050/mo
Median Rent
$60,000
Median Income

The Verdict

14.3%

Living in Columbia costs 14.3% less than Sydney. To match the purchasing power of a $75,000 salary in Columbia, you would need $87,500 in Sydney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
142
Sydney
Groceries
97
Columbia
95
Sydney
Utilities
94
Columbia
98
Sydney
Transportation
90
Columbia
108
Sydney
Healthcare
100
Columbia
72
Sydney

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $87,500 in Sydney.

Conversely, $75,000 in Sydney equals $64,286 in Columbia.

Living in Columbia vs Sydney

Housing Costs

Columbia's housing index of 80 is lower Sydney's 142, translating to median home prices of $285,000 vs $825,000. The $540,000 difference in home prices means roughly $35,100 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $2,050/mo in Sydney, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $451/month in Sydney. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 98 in Sydney. Monthly utility bills average approximately $376 in Columbia vs $392 in Sydney. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $57,143 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,400/month in Sydney. In Columbia, median rent of $1,150/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 14.3% more affordable overall with an index of 90 vs 105.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $87,500 in Sydney, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Sydney's is 142 with median homes at $825,000.

Moving & Relocation Resources

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