City Comparison

Columbia vs London

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

The Verdict

21.7%

The cost gap between these cities is 21.7%, with Columbia being the more affordable option. A $75,000 income in Columbia has equivalent purchasing power to $95,833 in London.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
162
London
Groceries
97
Columbia
92
London
Utilities
94
Columbia
112
London
Transportation
90
Columbia
125
London
Healthcare
100
Columbia
78
London

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $95,833 in London.

Conversely, $75,000 in London equals $58,696 in Columbia.

Living in Columbia vs London

Housing Costs

Columbia's housing index of 80 is lower London's 162, translating to median home prices of $285,000 vs $695,000. The $410,000 difference in home prices means roughly $26,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $2,400/mo in London, a monthly difference of $1,250.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $437/month in London. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 112 in London. Monthly utility bills average approximately $376 in Columbia vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Columbia and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $47,826 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,283/month in London. In Columbia, median rent of $1,150/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 21.7% more affordable overall with an index of 90 vs 115.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $95,833 in London, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while London's is 162 with median homes at $695,000.

Moving & Relocation Resources

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