City Comparison

Columbia vs Knoxville

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Knoxville

Tennessee
88
Below Average
$240,000
Median Home
$1,100/mo
Median Rent
$42,898
Median Income

The Verdict

2.3%

Living in Knoxville costs 2.3% less than Columbia. To match the purchasing power of a $75,000 salary in Columbia, you would need $73,333 in Knoxville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
73
Knoxville
Groceries
97
Columbia
94
Knoxville
Utilities
94
Columbia
90
Knoxville
Transportation
90
Columbia
97
Knoxville
Healthcare
100
Columbia
93
Knoxville

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $73,333 in Knoxville.

Conversely, $75,000 in Knoxville equals $76,705 in Columbia.

Living in Columbia vs Knoxville

Housing Costs

Columbia's housing index of 80 is higher Knoxville's 73, translating to median home prices of $285,000 vs $240,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $1,100/mo in Knoxville, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 94 in Knoxville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $447/month in Knoxville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 90 in Knoxville. Monthly utility bills average approximately $376 in Columbia vs $360 in Knoxville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 93 in Knoxville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $42,898 in Knoxville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $48,748 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,001/month in Knoxville. In Columbia, median rent of $1,150/mo fits within this budget. In Knoxville, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 7 index points — focus your budget analysis there.

Frequently Asked Questions

Knoxville is 2.3% more affordable overall with an index of 88 vs 90.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $73,333 in Knoxville, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Knoxville's is 73 with median homes at $240,000.

Moving & Relocation Resources

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