City Comparison

Columbia vs Killeen

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

The Verdict

7.1%

The cost gap between these cities is 7.1%, with Killeen being the more affordable option. A $75,000 income in Columbia has equivalent purchasing power to $70,000 in Killeen.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
56
Killeen
Groceries
97
Columbia
96
Killeen
Utilities
94
Columbia
108
Killeen
Transportation
90
Columbia
95
Killeen
Healthcare
100
Columbia
96
Killeen

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $70,000 in Killeen.

Conversely, $75,000 in Killeen equals $80,357 in Columbia.

Living in Columbia vs Killeen

Housing Costs

Columbia's housing index of 80 is higher Killeen's 56, translating to median home prices of $285,000 vs $235,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $975/mo in Killeen, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $456/month in Killeen. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 108 in Killeen. Monthly utility bills average approximately $376 in Columbia vs $432 in Killeen. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Columbia and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $67,143 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,316/month in Killeen. In Columbia, median rent of $1,150/mo fits within this budget. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 7.1% more affordable overall with an index of 84 vs 90.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $70,000 in Killeen, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Killeen's is 56 with median homes at $235,000.

Moving & Relocation Resources

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