City Comparison

Columbia vs Johnson City

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

The Verdict

5.9%

Living in Johnson City costs 5.9% less than Columbia. To match the purchasing power of a $75,000 salary in Columbia, you would need $70,833 in Johnson City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
66
Johnson City
Groceries
97
Columbia
95
Johnson City
Utilities
94
Columbia
95
Johnson City
Transportation
90
Columbia
88
Johnson City
Healthcare
100
Columbia
94
Johnson City

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $70,833 in Johnson City.

Conversely, $75,000 in Johnson City equals $79,412 in Columbia.

Living in Columbia vs Johnson City

Housing Costs

Columbia's housing index of 80 is higher Johnson City's 66, translating to median home prices of $285,000 vs $276,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $1,025/mo in Johnson City, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $451/month in Johnson City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 95 in Johnson City. Monthly utility bills average approximately $376 in Columbia vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $65,176 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,293/month in Johnson City. In Columbia, median rent of $1,150/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Johnson City is 5.9% more affordable overall with an index of 85 vs 90.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $70,833 in Johnson City, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Johnson City's is 66 with median homes at $276,000.

Moving & Relocation Resources

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