Columbia vs Johnson City
Cost of Living Comparison · 2026
Columbia
Johnson City
The Verdict
Living in Johnson City costs 5.9% less than Columbia. To match the purchasing power of a $75,000 salary in Columbia, you would need $70,833 in Johnson City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Columbia has the same purchasing power as $70,833 in Johnson City.
Conversely, $75,000 in Johnson City equals $79,412 in Columbia.
Living in Columbia vs Johnson City
Housing Costs
Columbia's housing index of 80 is higher Johnson City's 66, translating to median home prices of $285,000 vs $276,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $1,025/mo in Johnson City, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 97 in Columbia and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $451/month in Johnson City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 95 in Johnson City. Monthly utility bills average approximately $376 in Columbia vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Columbia and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $66,500 in Columbia and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $65,176 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,293/month in Johnson City. In Columbia, median rent of $1,150/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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