City Comparison

Columbia vs Huntsville

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Huntsville

Alabama
91
Below Average
$260,000
Median Home
$1,200/mo
Median Rent
$56,098
Median Income

The Verdict

1.1%

Living in Columbia costs 1.1% less than Huntsville. To match the purchasing power of a $75,000 salary in Columbia, you would need $75,833 in Huntsville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
79
Huntsville
Groceries
97
Columbia
96
Huntsville
Utilities
94
Columbia
91
Huntsville
Transportation
90
Columbia
98
Huntsville
Healthcare
100
Columbia
93
Huntsville

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $75,833 in Huntsville.

Conversely, $75,000 in Huntsville equals $74,176 in Columbia.

Living in Columbia vs Huntsville

Housing Costs

Columbia's housing index of 80 is higher Huntsville's 79, translating to median home prices of $285,000 vs $260,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $1,200/mo in Huntsville, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 96 in Huntsville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $456/month in Huntsville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 91 in Huntsville. Monthly utility bills average approximately $376 in Columbia vs $364 in Huntsville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 93 in Huntsville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $56,098 in Huntsville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $61,646 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,309/month in Huntsville. In Columbia, median rent of $1,150/mo fits within this budget. In Huntsville, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 1.1% more affordable overall with an index of 90 vs 91.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $75,833 in Huntsville, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Huntsville's is 79 with median homes at $260,000.

Moving & Relocation Resources

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