City Comparison

Columbia vs Hampton

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

The Verdict

2.3%

Hampton is 2.3% less expensive than Columbia overall. A household earning $75,000 in Columbia would need approximately $73,333 in Hampton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
102
Hampton
Groceries
97
Columbia
94
Hampton
Utilities
94
Columbia
102
Hampton
Transportation
90
Columbia
93
Hampton
Healthcare
100
Columbia
106
Hampton

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $73,333 in Hampton.

Conversely, $75,000 in Hampton equals $76,705 in Columbia.

Living in Columbia vs Hampton

Housing Costs

Columbia's housing index of 80 is lower Hampton's 102, translating to median home prices of $285,000 vs $243,000. The $42,000 difference in home prices means roughly $2,736 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $1,175/mo in Hampton, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $447/month in Hampton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 102 in Hampton. Monthly utility bills average approximately $376 in Columbia vs $408 in Hampton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $67,500 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,386/month in Hampton. In Columbia, median rent of $1,150/mo fits within this budget. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 2.3% more affordable overall with an index of 88 vs 90.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $73,333 in Hampton, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Hampton's is 102 with median homes at $243,000.

Moving & Relocation Resources

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