City Comparison

Columbia vs Fort Lauderdale

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

The Verdict

26.2%

The cost gap between these cities is 26.2%, with Columbia being the more affordable option. A $75,000 income in Columbia has equivalent purchasing power to $101,667 in Fort Lauderdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
155
Fort Lauderdale
Groceries
97
Columbia
106
Fort Lauderdale
Utilities
94
Columbia
96
Fort Lauderdale
Transportation
90
Columbia
108
Fort Lauderdale
Healthcare
100
Columbia
99
Fort Lauderdale

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $101,667 in Fort Lauderdale.

Conversely, $75,000 in Fort Lauderdale equals $55,328 in Columbia.

Living in Columbia vs Fort Lauderdale

Housing Costs

Columbia's housing index of 80 is lower Fort Lauderdale's 155, translating to median home prices of $285,000 vs $380,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $2,000/mo in Fort Lauderdale, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 106 in Fort Lauderdale. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $504/month in Fort Lauderdale. Columbia offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 96 in Fort Lauderdale. Monthly utility bills average approximately $376 in Columbia vs $384 in Fort Lauderdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 99 in Fort Lauderdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $54,468 in Fort Lauderdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $44,646 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,271/month in Fort Lauderdale. In Columbia, median rent of $1,150/mo fits within this budget. In Fort Lauderdale, median rent of $2,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 75 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 26.2% more affordable overall with an index of 90 vs 122.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $101,667 in Fort Lauderdale, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Fort Lauderdale's is 155 with median homes at $380,000.

Moving & Relocation Resources

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