City Comparison

Columbia vs Columbus

Cost of Living Comparison · 2026

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

Columbus

Ohio
93
Below Average
$240,000
Median Home
$1,200/mo
Median Rent
$56,590
Median Income

The Verdict

3.2%

Living in Columbia costs 3.2% less than Columbus. To match the purchasing power of a $75,000 salary in Columbia, you would need $77,500 in Columbus.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Columbia
82
Columbus
Groceries
97
Columbia
99
Columbus
Utilities
94
Columbia
93
Columbus
Transportation
90
Columbia
101
Columbus
Healthcare
100
Columbia
96
Columbus

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $77,500 in Columbus.

Conversely, $75,000 in Columbus equals $72,581 in Columbia.

Living in Columbia vs Columbus

Housing Costs

Columbia's housing index of 80 is lower Columbus's 82, translating to median home prices of $285,000 vs $240,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Columbia compared to $1,200/mo in Columbus, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 97 in Columbia and 99 in Columbus. A household spending the national average of $475/month on groceries would pay approximately $461/month in Columbia vs $470/month in Columbus. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Columbia and 93 in Columbus. Monthly utility bills average approximately $376 in Columbia vs $372 in Columbus. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Columbia and 96 in Columbus. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,500 in Columbia and $56,590 in Columbus. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,889 and $60,849 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,552/month to housing in Columbia vs $1,320/month in Columbus. In Columbia, median rent of $1,150/mo fits within this budget. In Columbus, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 3.2% more affordable overall with an index of 90 vs 93.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $77,500 in Columbus, based on the cost of living difference.
Columbia's housing index is 80 with median homes at $285,000, while Columbus's is 82 with median homes at $240,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases