City Comparison

Columbia vs Scranton

Cost of Living Comparison · 2026

Columbia

Maryland
132
Expensive
$430,000
Median Home
$1,900/mo
Median Rent
$112,738
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

46.7%

Scranton is 46.7% less expensive than Columbia overall. A household earning $75,000 in Columbia would need approximately $51,136 in Scranton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Columbia
65
Scranton
Groceries
104
Columbia
98
Scranton
Utilities
110
Columbia
102
Scranton
Transportation
106
Columbia
101
Scranton
Healthcare
101
Columbia
90
Scranton

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $51,136 in Scranton.

Conversely, $75,000 in Scranton equals $110,000 in Columbia.

Living in Columbia vs Scranton

Housing Costs

Columbia's housing index of 172 is higher Scranton's 65, translating to median home prices of $430,000 vs $195,000. The $235,000 difference in home prices means roughly $15,276 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Columbia compared to $1,025/mo in Scranton, a monthly difference of $875.

Grocery & Food Costs

Grocery expenses index at 104 in Columbia and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $494/month in Columbia vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Columbia and 102 in Scranton. Monthly utility bills average approximately $440 in Columbia vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Columbia and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $112,738 in Columbia and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,408 and $55,000 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,631/month to housing in Columbia vs $1,155/month in Scranton. In Columbia, median rent of $1,900/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 107 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 46.7% more affordable overall with an index of 90 vs 132.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $51,136 in Scranton, based on the cost of living difference.
Columbia's housing index is 172 with median homes at $430,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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