City Comparison

Columbia vs Roswell

Cost of Living Comparison · 2026

Columbia

Maryland
132
Expensive
$430,000
Median Home
$1,900/mo
Median Rent
$112,738
Median Income

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

The Verdict

16.8%

Living in Roswell costs 16.8% less than Columbia. To match the purchasing power of a $75,000 salary in Columbia, you would need $64,205 in Roswell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Columbia
187
Roswell
Groceries
104
Columbia
101
Roswell
Utilities
110
Columbia
98
Roswell
Transportation
106
Columbia
110
Roswell
Healthcare
101
Columbia
103
Roswell

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $64,205 in Roswell.

Conversely, $75,000 in Roswell equals $87,611 in Columbia.

Living in Columbia vs Roswell

Housing Costs

Columbia's housing index of 172 is lower Roswell's 187, translating to median home prices of $430,000 vs $647,000. The $217,000 difference in home prices means roughly $14,100 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Columbia compared to $1,700/mo in Roswell, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 104 in Columbia and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $494/month in Columbia vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Columbia and 98 in Roswell. Monthly utility bills average approximately $440 in Columbia vs $392 in Roswell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Columbia and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $112,738 in Columbia and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,408 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,631/month to housing in Columbia vs $2,539/month in Roswell. In Columbia, median rent of $1,900/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Roswell is 16.8% more affordable overall with an index of 113 vs 132.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $64,205 in Roswell, based on the cost of living difference.
Columbia's housing index is 172 with median homes at $430,000, while Roswell's is 187 with median homes at $647,000.

Moving & Relocation Resources

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