City Comparison

Columbia vs Hattiesburg

Cost of Living Comparison · 2026

Columbia

Maryland
132
Expensive
$430,000
Median Home
$1,900/mo
Median Rent
$112,738
Median Income

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

The Verdict

71.4%

Living in Hattiesburg costs 71.4% less than Columbia. To match the purchasing power of a $75,000 salary in Columbia, you would need $43,750 in Hattiesburg.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Columbia
52
Hattiesburg
Groceries
104
Columbia
97
Hattiesburg
Utilities
110
Columbia
93
Hattiesburg
Transportation
106
Columbia
95
Hattiesburg
Healthcare
101
Columbia
106
Hattiesburg

Salary Equivalence

A $75,000 salary in Columbia has the same purchasing power as $43,750 in Hattiesburg.

Conversely, $75,000 in Hattiesburg equals $128,571 in Columbia.

Living in Columbia vs Hattiesburg

Housing Costs

Columbia's housing index of 172 is higher Hattiesburg's 52, translating to median home prices of $430,000 vs $170,000. The $260,000 difference in home prices means roughly $16,896 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Columbia compared to $875/mo in Hattiesburg, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 104 in Columbia and 97 in Hattiesburg. A household spending the national average of $475/month on groceries would pay approximately $494/month in Columbia vs $461/month in Hattiesburg. Hattiesburg offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Columbia and 93 in Hattiesburg. Monthly utility bills average approximately $440 in Columbia vs $372 in Hattiesburg. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Columbia and 106 in Hattiesburg. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $112,738 in Columbia and $44,100 in Hattiesburg. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,408 and $57,273 respectively. Columbia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,631/month to housing in Columbia vs $1,029/month in Hattiesburg. In Columbia, median rent of $1,900/mo fits within this budget. In Hattiesburg, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 120 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 71.4% more affordable overall with an index of 77 vs 132.
A $75,000 salary in Columbia has equivalent purchasing power to approximately $43,750 in Hattiesburg, based on the cost of living difference.
Columbia's housing index is 172 with median homes at $430,000, while Hattiesburg's is 52 with median homes at $170,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases