Colorado Springs vs Topeka
Cost of Living Comparison · 2026
Colorado Springs
Topeka
The Verdict
Living in Topeka costs 26.5% less than Colorado Springs. To match the purchasing power of a $75,000 salary in Colorado Springs, you would need $59,286 in Topeka.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Colorado Springs has the same purchasing power as $59,286 in Topeka.
Conversely, $75,000 in Topeka equals $94,880 in Colorado Springs.
Living in Colorado Springs vs Topeka
Housing Costs
Colorado Springs's housing index of 115 is higher Topeka's 55, translating to median home prices of $380,000 vs $175,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $900/mo in Topeka, a monthly difference of $600.
Grocery & Food Costs
Grocery expenses index at 100 in Colorado Springs and 98 in Topeka. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $466/month in Topeka. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 97 in Topeka. Monthly utility bills average approximately $372 in Colorado Springs vs $388 in Topeka. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Colorado Springs and 96 in Topeka. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $64,712 in Colorado Springs and $55,500 in Topeka. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $66,867 respectively. Topeka residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $1,295/month in Topeka. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Topeka, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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