Colorado Springs vs Springfield
Cost of Living Comparison · 2026
Colorado Springs
Springfield
The Verdict
Springfield is 25.0% less expensive than Colorado Springs overall. A household earning $75,000 in Colorado Springs would need approximately $60,000 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Colorado Springs has the same purchasing power as $60,000 in Springfield.
Conversely, $75,000 in Springfield equals $93,750 in Colorado Springs.
Living in Colorado Springs vs Springfield
Housing Costs
Colorado Springs's housing index of 115 is higher Springfield's 67, translating to median home prices of $380,000 vs $225,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $950/mo in Springfield, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 100 in Colorado Springs and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $447/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 79 in Springfield. Monthly utility bills average approximately $372 in Colorado Springs vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Colorado Springs and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $64,712 in Colorado Springs and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $54,762 respectively. Colorado Springs residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $1,073/month in Springfield. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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