Colorado Springs vs Roseville
Cost of Living Comparison · 2026
Colorado Springs
Roseville
The Verdict
Colorado Springs is 24.5% less expensive than Roseville overall. A household earning $75,000 in Colorado Springs would need approximately $99,286 in Roseville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Colorado Springs has the same purchasing power as $99,286 in Roseville.
Conversely, $75,000 in Roseville equals $56,655 in Colorado Springs.
Living in Colorado Springs vs Roseville
Housing Costs
Colorado Springs's housing index of 115 is lower Roseville's 179, translating to median home prices of $380,000 vs $625,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $2,000/mo in Roseville, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 100 in Colorado Springs and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $499/month in Roseville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 163 in Roseville. Monthly utility bills average approximately $372 in Colorado Springs vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Colorado Springs and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $64,712 in Colorado Springs and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $3,332/month in Roseville. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 70 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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