City Comparison

Colorado Springs vs Overland Park

Cost of Living Comparison · 2026

Colorado Springs

Colorado
105
Average
$380,000
Median Home
$1,500/mo
Median Rent
$64,712
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

0.9%

The cost gap between these cities is 0.9%, with Colorado Springs being the more affordable option. A $75,000 income in Colorado Springs has equivalent purchasing power to $75,714 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
115
Colorado Springs
109
Overland Park
Groceries
100
Colorado Springs
96
Overland Park
Utilities
93
Colorado Springs
98
Overland Park
Transportation
101
Colorado Springs
95
Overland Park
Healthcare
104
Colorado Springs
102
Overland Park

Salary Equivalence

A $75,000 salary in Colorado Springs has the same purchasing power as $75,714 in Overland Park.

Conversely, $75,000 in Overland Park equals $74,292 in Colorado Springs.

Living in Colorado Springs vs Overland Park

Housing Costs

Colorado Springs's housing index of 115 is higher Overland Park's 109, translating to median home prices of $380,000 vs $414,000. The $34,000 difference in home prices means roughly $2,208 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $1,450/mo in Overland Park, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 100 in Colorado Springs and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 98 in Overland Park. Monthly utility bills average approximately $372 in Colorado Springs vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Colorado Springs and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $64,712 in Colorado Springs and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $2,445/month in Overland Park. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 6 index points — focus your budget analysis there.

Frequently Asked Questions

Colorado Springs is 0.9% more affordable overall with an index of 105 vs 106.
A $75,000 salary in Colorado Springs has equivalent purchasing power to approximately $75,714 in Overland Park, based on the cost of living difference.
Colorado Springs's housing index is 115 with median homes at $380,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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