Colorado Springs vs Ogden
Cost of Living Comparison · 2026
Colorado Springs
Ogden
The Verdict
The cost gap between these cities is 1.9%, with Colorado Springs being the more affordable option. A $75,000 income in Colorado Springs has equivalent purchasing power to $76,429 in Ogden.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Colorado Springs has the same purchasing power as $76,429 in Ogden.
Conversely, $75,000 in Ogden equals $73,598 in Colorado Springs.
Living in Colorado Springs vs Ogden
Housing Costs
Colorado Springs's housing index of 115 is higher Ogden's 112, translating to median home prices of $380,000 vs $385,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $1,250/mo in Ogden, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 100 in Colorado Springs and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 80 in Ogden. Monthly utility bills average approximately $372 in Colorado Springs vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Colorado Springs and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $64,712 in Colorado Springs and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $1,636/month in Ogden. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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