Colorado Springs vs Nampa
Cost of Living Comparison · 2026
Colorado Springs
Nampa
The Verdict
Living in Colorado Springs costs 0.0% less than Nampa. To match the purchasing power of a $75,000 salary in Colorado Springs, you would need $75,000 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Colorado Springs has the same purchasing power as $75,000 in Nampa.
Conversely, $75,000 in Nampa equals $75,000 in Colorado Springs.
Living in Colorado Springs vs Nampa
Housing Costs
Colorado Springs's housing index of 115 is higher Nampa's 104, translating to median home prices of $380,000 vs $371,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $1,500/mo in Nampa, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 100 in Colorado Springs and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $499/month in Nampa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 83 in Nampa. Monthly utility bills average approximately $372 in Colorado Springs vs $332 in Nampa. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Colorado Springs and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $64,712 in Colorado Springs and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $1,734/month in Nampa. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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