Colorado Springs vs Montpelier
Cost of Living Comparison · 2026
Colorado Springs
Montpelier
The Verdict
Living in Colorado Springs costs 10.3% less than Montpelier. To match the purchasing power of a $75,000 salary in Colorado Springs, you would need $83,571 in Montpelier.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Colorado Springs has the same purchasing power as $83,571 in Montpelier.
Conversely, $75,000 in Montpelier equals $67,308 in Colorado Springs.
Living in Colorado Springs vs Montpelier
Housing Costs
Colorado Springs's housing index of 115 is lower Montpelier's 131, translating to median home prices of $380,000 vs $375,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $1,400/mo in Montpelier, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 100 in Colorado Springs and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 123 in Montpelier. Monthly utility bills average approximately $372 in Colorado Springs vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Colorado Springs and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $64,712 in Colorado Springs and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $1,927/month in Montpelier. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 30 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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