Side-by-side cost of living comparison for 2026
6% cheaper
Colorado Springs is 6% more affordable than Modesto. A $75,000 salary in Modesto is equivalent to $70,312 in Colorado Springs.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Colorado salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Colorado Springs has a housing index of 115 while Modesto sits at 121 (national average = 100). The median home in Colorado Springs costs $380,000 compared to $380,000 in Modesto, a difference of $0. Monthly rent follows a similar pattern: $1,500 in Colorado Springs versus $1,400 in Modesto.
Groceries and everyday expenses show a narrower gap: Colorado Springs scores 100 while Modesto scores 100. Both cities are close to the national average for grocery costs.
Healthcare costs in Colorado Springs (104) are higher than Modesto (100). Both are close to the national average.
Median household income in Colorado Springs is $64,712 compared to $55,138 in Modesto. When adjusted for cost of living, income goes further in Colorado Springs.
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