Side-by-side cost of living comparison for 2026
11% cheaper
Fargo is 11% more affordable than Colorado Springs. A $75,000 salary in Colorado Springs is equivalent to $66,429 in Fargo.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Colorado salaries · North Dakota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Colorado Springs has a housing index of 115 while Fargo sits at 80 (national average = 100). The median home in Colorado Springs costs $380,000 compared to $260,000 in Fargo, a difference of $120,000. Monthly rent follows a similar pattern: $1,500 in Colorado Springs versus $1,000 in Fargo.
Groceries and everyday expenses show a narrower gap: Colorado Springs scores 100 while Fargo scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Colorado Springs (104) are lower than Fargo (105). Both are close to the national average.
Median household income in Colorado Springs is $64,712 compared to $55,218 in Fargo. When adjusted for cost of living, income goes further in Fargo.
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