Colorado Springs vs Concord
Cost of Living Comparison · 2026
Colorado Springs
Concord
The Verdict
Concord is 5.0% less expensive than Colorado Springs overall. A household earning $75,000 in Colorado Springs would need approximately $71,429 in Concord to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Colorado Springs has the same purchasing power as $71,429 in Concord.
Conversely, $75,000 in Concord equals $78,750 in Colorado Springs.
Living in Colorado Springs vs Concord
Housing Costs
Colorado Springs's housing index of 115 is higher Concord's 110, translating to median home prices of $380,000 vs $340,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $1,375/mo in Concord, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 100 in Colorado Springs and 101 in Concord. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $480/month in Concord. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 110 in Concord. Monthly utility bills average approximately $372 in Colorado Springs vs $440 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Colorado Springs and 113 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $64,712 in Colorado Springs and $84,900 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $84,900 respectively. Concord residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $1,981/month in Concord. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Concord, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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