City Comparison

Colorado Springs vs Columbia

Cost of Living Comparison · 2026

Colorado Springs

Colorado
105
Average
$380,000
Median Home
$1,500/mo
Median Rent
$64,712
Median Income

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

The Verdict

16.7%

The cost gap between these cities is 16.7%, with Columbia being the more affordable option. A $75,000 income in Colorado Springs has equivalent purchasing power to $64,286 in Columbia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
115
Colorado Springs
80
Columbia
Groceries
100
Colorado Springs
97
Columbia
Utilities
93
Colorado Springs
94
Columbia
Transportation
101
Colorado Springs
90
Columbia
Healthcare
104
Colorado Springs
100
Columbia

Salary Equivalence

A $75,000 salary in Colorado Springs has the same purchasing power as $64,286 in Columbia.

Conversely, $75,000 in Columbia equals $87,500 in Colorado Springs.

Living in Colorado Springs vs Columbia

Housing Costs

Colorado Springs's housing index of 115 is higher Columbia's 80, translating to median home prices of $380,000 vs $285,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Colorado Springs compared to $1,150/mo in Columbia, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 100 in Colorado Springs and 97 in Columbia. A household spending the national average of $475/month on groceries would pay approximately $475/month in Colorado Springs vs $461/month in Columbia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Colorado Springs and 94 in Columbia. Monthly utility bills average approximately $372 in Colorado Springs vs $376 in Columbia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Colorado Springs and 100 in Columbia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $64,712 in Colorado Springs and $66,500 in Columbia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,630 and $73,889 respectively. Columbia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,510/month to housing in Colorado Springs vs $1,552/month in Columbia. In Colorado Springs, median rent of $1,500/mo fits within this budget. In Columbia, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 16.7% more affordable overall with an index of 90 vs 105.
A $75,000 salary in Colorado Springs has equivalent purchasing power to approximately $64,286 in Columbia, based on the cost of living difference.
Colorado Springs's housing index is 115 with median homes at $380,000, while Columbia's is 80 with median homes at $285,000.

Moving & Relocation Resources

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