City Comparison

College Station vs Wilmington

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

The Verdict

15.5%

Living in College Station costs 15.5% less than Wilmington. To match the purchasing power of a $75,000 salary in College Station, you would need $88,793 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
108
Wilmington
Groceries
93
College Station
101
Wilmington
Utilities
96
College Station
94
Wilmington
Transportation
85
College Station
99
Wilmington
Healthcare
90
College Station
106
Wilmington

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $88,793 in Wilmington.

Conversely, $75,000 in Wilmington equals $63,350 in College Station.

Living in College Station vs Wilmington

Housing Costs

College Station's housing index of 82 is lower Wilmington's 108, translating to median home prices of $314,000 vs $320,000. The $6,000 difference in home prices means roughly $396 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,400/mo in Wilmington, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $480/month in Wilmington. College Station offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 94 in Wilmington. Monthly utility bills average approximately $384 in College Station vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in College Station and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $50,900 in College Station and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $47,021 respectively. College Station residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,130/month in Wilmington. In College Station, median rent of $1,075/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 15.5% more affordable overall with an index of 87 vs 103.
A $75,000 salary in College Station has equivalent purchasing power to approximately $88,793 in Wilmington, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while Wilmington's is 108 with median homes at $320,000.

Moving & Relocation Resources

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