College Station vs Toledo
Cost of Living Comparison · 2026
College Station
Toledo
The Verdict
Living in Toledo costs 13.0% less than College Station. To match the purchasing power of a $75,000 salary in College Station, you would need $66,379 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in College Station has the same purchasing power as $66,379 in Toledo.
Conversely, $75,000 in Toledo equals $84,740 in College Station.
Living in College Station vs Toledo
Housing Costs
College Station's housing index of 82 is higher Toledo's 55, translating to median home prices of $314,000 vs $128,000. The $186,000 difference in home prices means roughly $12,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $825/mo in Toledo, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 93 in College Station and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in College Station and 92 in Toledo. Monthly utility bills average approximately $384 in College Station vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in College Station and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $50,900 in College Station and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $54,805 respectively. College Station residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $985/month in Toledo. In College Station, median rent of $1,075/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases