College Station vs Tempe
Cost of Living Comparison · 2026
College Station
Tempe
The Verdict
The cost gap between these cities is 17.9%, with College Station being the more affordable option. A $75,000 income in College Station has equivalent purchasing power to $91,379 in Tempe.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in College Station has the same purchasing power as $91,379 in Tempe.
Conversely, $75,000 in Tempe equals $61,557 in College Station.
Living in College Station vs Tempe
Housing Costs
College Station's housing index of 82 is lower Tempe's 114, translating to median home prices of $314,000 vs $400,000. The $86,000 difference in home prices means roughly $5,592 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,600/mo in Tempe, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 93 in College Station and 100 in Tempe. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $475/month in Tempe. College Station offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in College Station and 96 in Tempe. Monthly utility bills average approximately $384 in College Station vs $384 in Tempe. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in College Station and 95 in Tempe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $50,900 in College Station and $56,068 in Tempe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $52,894 respectively. College Station residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,308/month in Tempe. In College Station, median rent of $1,075/mo fits within this budget. In Tempe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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