City Comparison

College Station vs St. Louis

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

3.3%

Living in College Station costs 3.3% less than St. Louis. To match the purchasing power of a $75,000 salary in College Station, you would need $77,586 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
72
St. Louis
Groceries
93
College Station
97
St. Louis
Utilities
96
College Station
95
St. Louis
Transportation
85
College Station
103
St. Louis
Healthcare
90
College Station
95
St. Louis

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $77,586 in St. Louis.

Conversely, $75,000 in St. Louis equals $72,500 in College Station.

Living in College Station vs St. Louis

Housing Costs

College Station's housing index of 82 is higher St. Louis's 72, translating to median home prices of $314,000 vs $175,000. The $139,000 difference in home prices means roughly $9,036 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,000/mo in St. Louis, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 95 in St. Louis. Monthly utility bills average approximately $384 in College Station vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in College Station and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $50,900 in College Station and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $50,869 respectively. College Station residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,068/month in St. Louis. In College Station, median rent of $1,075/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 3.3% more affordable overall with an index of 87 vs 90.
A $75,000 salary in College Station has equivalent purchasing power to approximately $77,586 in St. Louis, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases